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Direct Deposit

Stop waiting or worrying about lost or stolen checks through the mail. Save yourself a trip to the credit union when you get paid. Sign up for Direct Deposit instead.

  • Regular, automatic deposits directly into your Checking or Share accounts on the day you are paid
  • Money always available immediately on the same date every month

What Kind of Payments Can Be Directly Deposited?

  • Payroll (check with your employer)
  • Social Security
  • Railroad Retirement
  • Disability Benefits
  • U.S. Military Forces Retirement
  • Civil Service Retirement
  • Supplemental Security Income
  • Veterans Administration Compensation
  • Pension

Payroll Deduction

Payroll deduction allows members to have a portion of their payroll check deducted and sent to the Credit Union.

  • Any amount can be withdrawn to make loan payments or deposits to Shares, Money Market Shares, IRAs or Checking accounts.
  • Deductions can be divided among as many accounts as you wish.
  • Loan payments made by payroll deduction are given the 1/2% discount rate.
  • Payroll deduction is also a convenient way to start and maintain a savings program. Saving through payroll deduction is effective because you pay yourself first.
  • Payroll deduction is only available for members whose payroll office supports the service.

To find out if you are eligible for payroll deduction, contact your payroll office or your local branch.

Payroll Pickup

"Payroll Pickup" service is a manual Direct Deposit service that arranges for the safe transport of your payroll check to the Credit Union.

  • Paycheck delivered directly to the Credit Union
  • Deposited into the account of your choice
  • Same advantages as Direct Deposit-convenience, safety and cost savings
  • No fee
  • Available only at local government units that sponsor the program

To find out if your employer offers Payroll Pickup, ask your payroll office or call your local branch.


 Related Links


Branch and ATM Locator

 LGFCU Documents


Convenience Services Brochure

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Rate comparisons used throughout the LGFCU site are based on the
lowest rate available or when payment is made by automatic draft.